ANALISIS PENGARUH MAKRO EKONOMI TERHADAP NON PERFOMING FINANCING (NPF) PADA PERBANKAN SYARIAH di INDONESIA

Abstract

This study aims to analyze the macro economic effect toward Non Performing Financing (NPF) in Indonesia sharia banking. On macroeconomic measured by BI Rate, Inflation and Exchange Rate. The objects in this study are Sharia Commercial Bank and Sharia Business Unit in Indonesia registered period January 2009 - September 2014 as many as 34 sharia banks. Data analysis technique used in this research is using descriptive analysis, classical assumption test and multiple regression test using SPSS 19. From result of normality test show result of Asymp. Sig more than 0.05 with this variable model is normal. The result of the analysis using t test partially macro variables either BI Rate, Inflation and Exchange rate have an effect on NPF and F test simultaneously all macro variables have an effect on NPF sharia banking Indonesia.
Key Words : Macro Economic, Sharia Commercial Bank, Shaira Business Unit